BCIC
Bank CIC International Tbk
Af          :
Sector Code : 81
Sector Name : BANK

(In thousand rupiah except Par Value, Closing Price and Ratios)

Financial Statement Date    : 30-Jun-2002
Fiscal Year Ends            : Dec
Months Covered in Income St : 6

Summary of Balance Sheet
  Receivables               :               0.00
  Inventories               :               0.00
  Current Assets            :               0.00
  Fixed Assets              :      42,776,000.00
  Other Asstes              :   1,937,613,000.00
  Total Assets              :   9,719,928,000.00
  Current Liabilities       :               0.00
  Longterm Liabiities       :               0.00
  Total Liabilities         :   9,160,712,000.00
  Authorized                :       9,600,000.00
  Paid-up Capital           :     241,179,890.00
  Par Value                 :                100
  Paid-up Capital Shares    :       2,411,798.90
  Retained Earnings         :    -317,844,000.00
  Total Equity              :     559,216,000.00
  Minority Interest         :               0.00

Summary of Income Statement
  Total Sales               :     510,213,000.00
  Cost of Good Sold         :     473,457,000.00
  Gross Profit              :      36,756,000.00
  Operating Profit          :      36,756,000.00
  Other Income              :     -68,401,000.00
  Eearning Before Tax       :     -31,645,000.00
  Tax                       :               0.00
  Net Income                :     -31,645,000.00
  Closing Price             :             105.00

Per Share Data (Rp)
  Eps                       :             -26.24
  Book Value                :             231.87

Financial Ratios
  Debt Equity Ratio (X)     :              16.38
  Roa (%)                   :               -.65
  Roe (%)                   :             -11.32
  Npm (%)                   :              -6.20
  Opm (%)                   :               7.20

Cash Flow
  CF from Operating Activities                        :    -861,963,000.00
  CF from Investing Activities                        :     117,088,000.00
  CF from Financing Activities                        :     454,246,000.00
  Net Increase in Cash & Cash Equivalent              :    -290,629,000.00
  Cash & Cash Equivalent at The Beginning of The Year :   2,735,215,000.00
  Cash & Cash Equivalent at The End of The Year       :   2,444,586,000.00