PT. PANIN LIFE Tbk.  
   
PNLF
Panin Life Tbk
Af          : PNIN
Sector Code : 84
Sector Name : INSURANCE

(In thousand rupiah except Par Value, Closing Price and Ratios)

Financial Statement Date    : 31-Mar-2002
Fiscal Year Ends            : Dec
Months Covered in Income St : 3

Summary of Balance Sheet
  Receivables               :      13,753,000.00
  Inventories               :               0.00
  Current Assets            :               0.00
  Fixed Assets              :       4,973,000.00
  Other Asstes              :       3,061,000.00
  Total Assets              :   1,353,764,000.00
  Current Liabilities       :               0.00
  Longterm Liabiities       :               0.00
  Total Liabilities         :     315,186,000.00
  Authorized                :       5,790,000.00
  Paid-up Capital           :   1,497,078,017.50
  Par Value                 :                500
  Paid-up Capital Shares    :       2,994,156.04
  Retained Earnings         :     139,713,000.00
  Total Equity              :   1,038,578,000.00
  Minority Interest         :               0.00

Summary of Income Statement
  Total Sales               :      32,354,000.00
  Cost of Good Sold         :      30,527,000.00
  Gross Profit              :       1,827,000.00
  Operating Profit          :       1,827,000.00
  Other Income              :               0.00
  Eearning Before Tax       :       1,827,000.00
  Tax                       :        -185,000.00
  Net Income                :       2,012,000.00
  Closing Price             :             140.00

Per Share Data (Rp)
  Eps                       :               2.69
  Book Value                :             346.87

Financial Ratios
  Debt Equity Ratio (X)     :                .30
  Roa (%)                   :                .59
  Roe (%)                   :                .77
  Npm (%)                   :               6.22
  Opm (%)                   :               5.65

Cash Flow
  CF from Operating Activities                        :      -6,082,000.00
  CF from Investing Activities                        :         -52,000.00
  CF from Financing Activities                        :               0.00
  Net Increase in Cash & Cash Equivalent              :      -6,134,000.00
  Cash & Cash Equivalent at The Beginning of The Year :      10,549,000.00
  Cash & Cash Equivalent at The End of The Year       :       4,415,000.00