PT. PANIN LIFE Tbk.  
     
 
PNLF
Panin Life Tbk
Af          : PNIN
Sector Code : 84
Sector Name : INSURANCE

(In thousand rupiah except Par Value, Closing Price and Ratios)

Financial Statement Date    : 31-Dec-2001
Fiscal Year Ends            : Dec
Months Covered in Income St : 12

Summary of Balance Sheet
  Receivables               :      17,166,000.00
  Inventories               :               0.00
  Current Assets            :               0.00
  Fixed Assets              :       5,141,000.00
  Other Asstes              :       2,958,000.00
  Total Assets              :   1,366,680,000.00
  Current Liabilities       :               0.00
  Longterm Liabiities       :               0.00
  Total Liabilities         :     330,114,000.00
  Authorized                :       5,790,000.00
  Paid-up Capital           :   1,497,078,017.50
  Par Value                 :                500
  Paid-up Capital Shares    :       2,994,156.04
  Retained Earnings         :     137,701,000.00
  Total Equity              :   1,036,566,000.00
  Minority Interest         :               0.00

Summary of Income Statement
  Total Sales               :     168,844,000.00
  Cost of Good Sold         :     160,477,000.00
  Gross Profit              :       8,367,000.00
  Operating Profit          :       8,367,000.00
  Other Income              :               0.00
  Eearning Before Tax       :       8,367,000.00
  Tax                       :       4,770,000.00
  Net Income                :       3,597,000.00
  Closing Price             :             105.00

Per Share Data (Rp)
  Eps                       :               1.20
  Book Value                :             346.20

Financial Ratios
  Debt Equity Ratio (X)     :                .32
  Roa (%)                   :                .26
  Roe (%)                   :                .35
  Npm (%)                   :               2.13
  Opm (%)                   :               4.96

Cash Flow
  CF from Operating Activities                        :         265,000.00
  CF from Investing Activities                        :       2,481,000.00
  CF from Financing Activities                        :        -671,000.00
  Net Increase in Cash & Cash Equivalent              :       2,075,000.00
  Cash & Cash Equivalent at The Beginning of The Year :       6,413,000.00
  Cash & Cash Equivalent at The End of The Year       :      10,549,000.00